01 / BANKS
Connect your bank
At the current partnership stage, users can join the ecosystem and prepare to connect their bank. We are working toward broad access across major banking partners.
The next payment interface
Pay with a
Pay with a
smile.
Smile Pay is building an open payment layer for the real world — connecting everyday terminals with banks, crypto banks and crypto cards so paying can become as simple as looking at a terminal and smiling.
BANK + CRYPTO READY
FREE BANK CONNECTION
TERMINALS / RETAIL
01 / The experience
Payment should feel
effortless.
No wallet gymnastics. No card search. The terminal recognizes the payment gesture and completes the transaction through the connected payment network.
Try the payment flow
Press the button to simulate a Smile Pay terminal. The demo is illustrative — the production system would depend on the connected bank, card and merchant infrastructure.
01 Look at the terminal
02 Smile to authorize
03 Payment confirmed
READY TO SMILE
SMILE PAY · CONTACTLESS
Terminal online
02 / One layer, many rails
Built to connect the
payment ecosystem.
Smile Pay is designed around interoperability: one experience for customers, multiple financial rails underneath.
02 / CRYPTO
Crypto-native by design
Support for crypto banks and crypto-linked cards is part of the network vision, bringing familiar payment moments to digital assets.
03 / RETAIL
From checkout to everywhere
Merchants can request Smile Pay terminals for individual locations or larger retail networks, creating a new checkout experience.
03 / Early access
Free bank connection
Join during the partnership phase and connect your bank without an activation fee. Availability depends on the rollout and participating financial institution.
No setup feeBank partnersCrypto cardsEarly access
04 / Referral
Bring your people in
Share your Smile Pay referral link with friends and your community. As the network grows, referrals can become part of the ecosystem's growth loop.
Referral accessOpen
Bank connectionFree*
Terminal programPartner-led
05 / Merchant network
Put a smile at
your checkout.
Own a shop, restaurant, electronics store or retail network? Apply to install Smile Pay terminals and help bring smile payments to everyday commerce.